Where can I hire insured painters in Ottawa?
- Axcell Painting
- 1 day ago
- 4 min read
If you’re planning to repaint your home, here’s the question that matters more than colour:
Are the painters properly insured?
Hiring uninsured contractors can leave you exposed to property damage, injury claims, and major stress. Most homeowners don’t think about insurance until something goes wrong.
This guide shows you exactly how to hire insured painters in Ottawa, how to verify coverage in Ontario, and where to find reputable local professionals.
If you’d rather skip the research and speak with a fully insured team today, you can request your free, no-obligation quote from Axcell Painting & Decorating.
Why hiring insured painters matters in Ottawa
Insurance protects your home. And it protects you.
Here’s what matters in Ontario.
General liability insurance
Professional Ottawa painting contractors should carry general liability insurance.
This typically covers:
Accidental property damage
Damage to floors, windows, fixtures, or landscaping
Legal defence costs if a claim arises
If something unexpected happens on your property, liability insurance responds.
Without it, you may be pulled into the issue yourself.
WSIB coverage in Ontario
If a painting company has employees or subcontractors, they must register with WSIB (Workplace Safety and Insurance Board).
You can verify coverage here:https://www.wsib.ca/en/clearance
If a worker is injured and the company does not have active WSIB coverage, liability risks increase.
That’s why many homeowners specifically search for WSIB insured painters Ottawa before booking.
Bonding (optional)
Some companies are bonded.
Bonding can provide additional contractual protection, but it does not replace liability insurance or WSIB.
Insurance and WSIB are the foundation.
How to verify a painter is truly insured in Ontario
Anyone can say they are insured.
Verification is simple.
Follow these steps.
1. Ask for a Certificate of Insurance
Request:
The certificate be sent directly from the insurance broker
The insurer’s name
Policy number
Coverage limit
Expiry date
Legal business name
Make sure the business name matches your written estimate.
2. Request a WSIB Clearance Certificate
Confirm active status through the official WSIB site:https://www.wsib.ca/en/clearance
Check:
Active status
Correct legal name
Current clearance
3. Confirm who is covered
Ask:
Are all employees covered?
Are subcontractors used?
If so, are they registered with WSIB?
Clarity matters.
4. Confirm business professionalism
Look for:
Written contract
Written warranty
Clear scope of work
Business transparency
Painting is not a compulsory licensed trade in Ontario.
Insurance, written documentation, and professionalism matter most.
Quick insurance checklist
Use this during your estimate:
Can you provide proof of liability insurance?
Is WSIB coverage active?
Does the business name match the contract?
Do you provide a written warranty?
Is the quote detailed and itemized?
Who will be on-site daily?
If answers are vague, keep looking.
Where to find insured painters in Ottawa
Start broad. Then narrow down.
1. Google Reviews
Search:
insured painters Ottawa
licensed and insured painters Ottawa
interior and exterior painters Ottawa
Look for:
Strong rating consistency
Detailed homeowner reviews
Mentions of professionalism and cleanliness
Specific Ottawa neighbourhoods
2. HomeStars Ottawa
Read long-form reviews. Look for patterns, not just star ratings.
3. TrustedPros
Compare contractors and review detailed homeowner experiences.
4. BBB Ottawa
Check complaint history and transparency.
5. Government of Ontario consumer resources
Review general contractor hiring guidance.
6. Local paint stores
Benjamin Moore, Sherwin-Williams, and Dulux locations often know which Ottawa painting contractors purchase quality products consistently.
7. Neighbourhood groups
Ask in:
Kanata
Barrhaven
Orléans
Westboro
The Glebe
Centretown
Shortlist three to five companies.
Then verify insurance before booking.
If you want a fully insured local team serving Ottawa homeowners daily, request your free quote from Axcell Painting & Decorating.
Smart questions to ask before you hire
Insurance is step one.
Professional execution is step two.
Ask:
What prep work is included?
What paint products are used?
Are low or zero-VOC options available?
What does your warranty cover?
Who supervises the job?
How do you protect floors and landscaping?
What is the payment schedule?
Avoid:
Large upfront deposits
Cash-only arrangements
No written contract
No local references
A proper Ottawa house painting quote should clearly outline:
Surfaces included
Surfaces excluded
Prep details
Products
Timeline
Payment schedule
Clarity prevents misunderstandings.
What does painting cost in Ottawa?
Costs depend on:
Square footage
Ceiling height
Condition of surfaces
Repair needs
Accessibility
Product quality
Time of year
Interior room repaint:
Often ranges from $800 to $2,500 depending on size and prep
Exterior full home repaint:
Often ranges from $4,000 to $15,000+ depending on complexity
These are general ranges only.
Accurate pricing requires an on-site assessment.
You can request a detailed, written Ottawa house painting quote here: Request Your Free, No-Obligation Quote
Insured painting services by Axcell Painting & Decorating
Axcell Painting & Decorating proudly serves Ottawa homeowners with:
Full general liability insurance
Active WSIB coverage
Written warranties
Detailed written estimates
Clean and organized job sites
We provide interior and exterior painting services across:
Kanata, Nepean, Barrhaven, Orléans, The Glebe, Centretown, Westboro and surrounding Ottawa neighbourhoods.
We focus on preparation, communication, and professional results.
No shortcuts.
No surprises.
Just clear expectations and quality workmanship.
If you’re ready to hire insured painters in Ottawa, contact Axcell Painting & Decorating today for your free, no-obligation quote.
FAQs
Do painters in Ontario need a licence?
Painting is not a compulsory licensed trade in Ontario. Focus on verifying insurance, WSIB coverage, and written contracts.
What insurance should a painter carry?
Professional painters should carry general liability insurance and maintain active WSIB coverage if they employ workers or subcontractors.
How can I confirm WSIB coverage?
Request a current Clearance Certificate through the official WSIB Ontario system and verify that the legal business name matches the contractor.
Can I be added to a contractor’s insurance?
Homeowners can sometimes be listed as a certificate holder. Discuss this with the contractor and their insurer.
How far in advance should I book painters in Ottawa?
Interior painting can often be scheduled two to six weeks ahead.
Exterior projects during peak spring and summer seasons may require booking one to three months in advance.
Final thoughts
To hire insured painters in Ottawa:
Research reputable local companies
Verify liability insurance
Confirm WSIB clearance
Get everything in writing
Taking these steps protects your home and your investment.
If you’d like a detailed, written estimate from a fully insured Ottawa painting company, contact Axcell Painting & Decorating today and request your free, no-obligation quote.
Disclaimer:This article provides general information only and does not constitute legal advice. Always verify insurance and WSIB status directly through official sources.